The Dreaded "E" Word: Understand the Eviction Process and be Prepared to take Appropriate Action

There's a subject in real estate circles that no one really likes to talk about or hear about. The dreaded "E" word is eviction. It's not pleasant, but it's a fact of life for a landlord. And it doesn't happen often, but if you are a serious investor, there will likely come a time when you will be confronted with this unfortunate situation, no matter how good your tenant screening or management system is.

Jeffrey Taylor, author of The Landlord's Kit (and no relation to Jordan Taylor), says you should never feel guilty about evictions. He points out that you're not making a profit with an eviction; you're simply cutting your losses. Also, he says, nonpaying tenants are taking money that provides for your family needs; they're stealing from you.

Real estate investment expert Russ Whitney agrees. "Owning income-producing real estate and being a landlord is a business, and you should take a business approach to tenants who don't pay or commit serious violations of your rules," says Whitney, author of The Millionaire Real Estate Mindset. "Enforce the terms of your lease and do it consistently and immediately."

The first step in avoiding evictions is careful tenant selection. The process should include credit references, credit reports, employment verifications, talking to your prospective tenants' previous landlords, etc. Russ Whitney recommends that you not rent to someone who has a poor track record with finances and previous housing. If they've been evicted before, chances are it will happen again.

You can never gather too much data on a prospective tenant. But no matter how much checking and verifying you do, and no matter how perfect that tenant seems when the lease is signed, circumstances can change--and often that change occurs quickly.

Certainly it's understandable that people experience hard times, and you want to be understanding. However, as Russ Whitney says, you are in business, and your expenses continue whether your tenants pay their rent or not.

If a tenant is not paying rent and all your efforts to work with him or her fail, start eviction proceedings immediately. You must show that you are in charge and that you will not tolerate non-payment of rent. Also, if you are evicting for another reason--for various lease violations, for example--you should begin the eviction process as soon as you have issued all the appropriate warnings to cease the objectionable conduct.

Follow the terms of your lease. On the day the rent is deemed late, issue a notice to pay rent or quit. If the tenant isn't out within the prescribed period, you can have the sheriff evict them (in accordance with the specific laws of your state). Unless your tenant is a total deadbeat and used to this kind of treatment, this threat will usually have the desired effect of either getting the rent paid or the tenant out.

When the eviction process is underway, remind the tenant that his credit rating will suffer if the late payments and eviction are reported to the credit bureau, and that you will do that. If you belong to your local Apartment Owner's Association, warn the tenant that you will report him to the Association and that will make it more difficult for him to rent in the area. Also, if you must complete the eviction, they will never again be able to honestly answer "no" when a rental application asks if they've ever been evicted.

An effective strategy to avoid eviction is to "buy" the tenant out. In other words, offer to pay him cash to move out. More often than not, this will be less expensive and less time-consuming than going through a nasty court eviction. But do not give him any money until he and his entire family have vacated the premises.

Finally, a word of caution: learn the methods of dealing with non-paying tenants recommended by your local Apartment Owner's Association, and also the laws pertaining to eviction in your area so you don't do something that will come back to haunt you later.

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Take a Trip to Alaska: Halibut Fishing

Halibut fishing is the most popular sporting activity in Alaska. If you have plans of going on a halibut chase, you need to have an experienced angler by your side. That is mainly because Alaska halibut fishing can be an exasperating activity for the novice. If you havent tried it before, you should know that halibuts are extremely cunning creatures. To drag them onboard, you must have several things in mind.

First and foremost, youd better not sail in deep sea without a guide. You need someone who knows these waters thoroughly. ProFish-n-Sea has specialized in educating Alaska fishing guides and charter captains who can take you whenever you like. The best person to take onboard is ProFish-n-Sea himself- namely, Steve Zernia. Mr Zernia is a second- generation Alaska Charter Fishing Captain. He is the one with the greatest halibut fishing experience, and he also knows by heart the best sea routes. If you are really eager to thrill to the real Alaska halibut fishing, youd better find Steve. He is available both for experienced anglers and novices. His main aim will be to make you feel to the bones everything about halibut fishing. He will help you on your first halibut trip and will guide you with priceless advice.

The second thing you need to have in mind is that Alaska can offer you a tremendous abundance of different species of fish. They are all eager to peck at your bait. The only thing you need to know is how to catch them after they are hooked. To most fishermen from other places on Earth a successful fishing trip is measured by the number of bites, hookups or fish landed onboard. The thing that strikes most on an Alaska halibut fishing trip, is that measures are changed. Success is determined by pounds of halibut meat. Alaska halibut fishing is your way to feel the immense bounty of Alaskas fishery. A six-passenger Alaska halibut fishing boat can catch as much fish as a commercial long-liner. With a pinch of luck and appropriate conditions, every hooked up halibut will eventually end up onboard.

Alaska halibut fishing requires the angler to have the strength and patience to pull the rod until the fish is out of the water. And that could be a difficult task for the inexperienced. The halibut having taken the bait doesnt necessary ensure the catching of the fish. The tackle should be strong enough to endure the pressure. That is why you need a guide to show you how to do it properly and not turn the catch into a failure. Steve has a lifetime of experience in Alaska halibut fishing and can show you everything you need to know about it. When hooked, a sly Alaska halibut would dive straight down and a novice can easily be pulled to the rail or even worse: let go of the fishing rod. You must have the energy to keep the rod until the fish are exhausted and give it up. And that, as Steve Zernia would teach you, is the real chore.

A guide will help you develop the basic fishing techniques necessary for a successful catch. Steve will give everything to teach you so that your first Alaska halibut fishing brings you satisfaction and doesnt turn into a nightmare.

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